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Top 10 Home Warranty

A home warranty is a service contract that covers the repair or replacement of major home systems and appliances that break down due to normal wear and tear. Unlike homeowner's insurance, which typically covers damage from events like fire, theft, or natural disasters, a home warranty focuses on the internal components of the house.

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Home warranties can be particularly beneficial for homeowners looking to avoid unexpected repair costs. Typically, these warranties cover essential systems such as heating, electrical, plumbing, and major appliances like refrigerators, ovens, and dishwashers. When a covered item breaks down, the homeowner contacts the warranty provider, who then arranges for a qualified technician to diagnose and fix the issue. The homeowner usually pays a service fee for each repair visit, while the warranty company covers the remaining costs up to the policy limits. It's important to carefully read and understand the terms and conditions of any home warranty plan, as coverage can vary significantly between providers. Some plans offer optional add-ons for items like swimming pools, septic systems, or even guest houses, allowing homeowners to tailor coverage to their specific needs.

  • American Home Shield
    American Home Shield

    American Home Shield - Home warranty provider for appliance and system repairs.

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  • Choice Home Warranty
    Choice Home Warranty

    Choice Home Warranty - Home warranty company offering appliance and system coverage.

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  • Select Home Warranty
    Select Home Warranty

    Select Home Warranty - Home warranty provider offering appliance and system coverage.

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  • First American Home Warranty
    First American Home Warranty

    First American Home Warranty - Home warranty provider for appliance and system repairs.

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  • Liberty Home Guard
    Liberty Home Guard

    Liberty Home Guard - Home warranty provider offering appliance and system coverage.

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  • AFC Home Club
    AFC Home Club

    AFC Home Club - AFC Home Club offers home repair and maintenance services.

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  • Cinch Home Services
    Cinch Home Services

    Cinch Home Services - Home warranty solutions for appliances and systems.

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  • HomeServe USA
    HomeServe USA

    HomeServe USA - Home repair and maintenance service provider.

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  • TotalProtect
    TotalProtect

    TotalProtect - TotalProtect offers home warranty coverage for appliances and systems.

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  • Landmark Home Warranty
    Landmark Home Warranty

    Landmark Home Warranty - Landmark Home Warranty offers home repair and maintenance coverage.

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Top 10 Home Warranty

1.

American Home Shield

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American Home Shield is a leading provider of home warranty services in the United States, established in 1971. It offers comprehensive plans that cover major household systems and appliances, helping homeowners manage repair and replacement costs. With a network of qualified service contractors, American Home Shield aims to provide reliable, hassle-free assistance and peace of mind. It serves millions of customers, ensuring their homes remain functional and comfortable year-round.

Pros

  • pros Comprehensive coverage options
  • pros Nationwide availability
  • pros 24/7 customer support
  • pros Flexible plans
  • pros Optional add-ons.

Cons

  • consHigher premiums
  • cons Service fees
  • cons Limited contractor choice
  • cons Exclusions in coverage
  • cons Potential delays in service.

2.

Choice Home Warranty

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Choice Home Warranty is a leading provider of home warranty services, offering comprehensive coverage plans to homeowners across the United States. The company covers a wide range of systems and appliances, including HVAC, plumbing, electrical, and kitchen appliances, aiming to protect homeowners from unexpected repair and replacement costs. Known for its 24/7 customer service and network of qualified technicians, Choice Home Warranty strives to deliver reliable and efficient solutions to its customers’ home maintenance needs.

Pros

  • pros Competitive pricing
  • pros 24/7 customer support
  • pros extensive coverage options
  • pros nationwide service network
  • pros simple claims process.

Cons

  • consLimited coverage on some items
  • cons service fees apply
  • cons mixed customer reviews
  • cons not available in all states
  • cons potential claim denials.

3.

Select Home Warranty

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Select Home Warranty is a provider of home warranty plans designed to offer homeowners protection against unexpected repair costs for essential home systems and appliances. Established in 2012, the company offers three main plans—Bronze, Gold, and Platinum—each covering a different range of items. Known for its competitive pricing and customer service, Select Home Warranty aims to provide peace of mind and financial security through its network of qualified repair technicians and comprehensive coverage options.

Pros

  • pros Affordable plans
  • pros Comprehensive coverage options
  • pros 24/7 customer service
  • pros Nationwide availability
  • pros Free roof coverage.

Cons

  • consLimited technician network
  • cons Exclusions on pre-existing conditions
  • cons Service call fees
  • cons Mixed customer reviews
  • cons Slow claim processing.

4.

First American Home Warranty

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First American Home Warranty is a leading provider of home warranty services in the United States, offering comprehensive coverage plans for homeowners. They cover essential home systems and appliances, such as plumbing, electrical, heating, and major kitchen appliances. With over 35 years of experience, First American Home Warranty aims to provide peace of mind by reducing the financial burden of unexpected repairs and replacements, ensuring that homes remain functional and comfortable year-round.

Pros

  • pros Comprehensive coverage options
  • pros Quick claim processing
  • pros Nationwide availability
  • pros 24/7 customer service
  • pros Affordable plans

Cons

  • consLimited contractor network
  • cons Service call fees
  • cons Exclusions and limitations
  • cons Mixed customer reviews
  • cons Potential delays in repair approval

5.

Liberty Home Guard

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Liberty Home Guard is a home warranty provider that offers comprehensive coverage for home systems and appliances. Known for its reliable service and customer-centric approach, Liberty Home Guard aims to provide homeowners with peace of mind by managing repair and replacement costs for critical home components. The company offers various plans and add-ons to cater to diverse needs, ensuring flexibility and tailored protection. With a commitment to quality service, Liberty Home Guard is a trusted partner for home maintenance.

Pros

  • pros Comprehensive coverage options
  • pros 24/7 customer service
  • pros affordable plans
  • pros no inspection required
  • pros nationwide availability.

Cons

  • consLimited customization
  • cons service call fees
  • cons potential claim denials
  • cons limited contractor network
  • cons pre-existing conditions not covered.

6.

AFC Home Club

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AFC Home Club is a service company offering home warranty plans and services to homeowners across the United States. Established to provide comprehensive coverage for household systems and appliances, AFC Home Club focuses on delivering reliable repair and replacement solutions. Members benefit from a network of professional technicians and a variety of customizable plans tailored to meet individual needs. The company aims to offer peace of mind by ensuring that unexpected home repairs are managed efficiently and affordably.

Pros

  • pros Extensive coverage options
  • pros flexible plans
  • pros 24/7 customer service
  • pros nationwide network
  • pros competitive pricing

Cons

  • consLimited availability in some areas
  • cons service call fees
  • cons may require maintenance records
  • cons no coverage for pre-existing conditions
  • cons capped payouts

7.

Cinch Home Services

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Cinch Home Services is a leading provider of home warranty solutions designed to protect homeowners from unexpected repair costs. With over 40 years of experience, Cinch offers comprehensive coverage plans that include heating, cooling, plumbing, electrical systems, and major appliances. The company is known for its reliable service, 24/7 customer support, and a network of pre-screened, licensed contractors. Cinch aims to provide peace of mind and financial security, ensuring homes stay in optimal condition.

Pros

  • pros comprehensive coverage
  • pros 24/7 customer service
  • pros optional add-ons
  • pros nationwide availability
  • pros straightforward claims process

Cons

  • conslimited contractor choice
  • cons possible delays in service
  • cons not all items covered
  • cons coverage caps
  • cons potential for denied claims

8.

HomeServe USA

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HomeServe USA is a leading provider of home repair service plans, offering coverage and assistance for plumbing, electrical, heating, and cooling systems. With a mission to alleviate the stress and financial burden of unexpected home repairs, the company serves millions of customers across North America. HomeServe partners with utilities and municipalities to provide affordable, reliable services, ensuring that homeowners receive timely and professional assistance when needed. Their commitment to customer satisfaction has made them a trusted name in home repair solutions.

Pros

  • pros plans
  • pros 24/7 customer service
  • pros wide range of services
  • pros nationwide coverage
  • pros easy claim process.

Cons

  • consMixed customer reviews
  • cons limited technician availability
  • cons potential for upselling
  • cons not all plans available everywhere
  • cons service delays.

9.

TotalProtect

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TotalProtect is a comprehensive home warranty service that provides coverage for the repair or replacement of major home systems and appliances. Offering protection plans tailored to fit various needs, TotalProtect helps homeowners manage unexpected breakdowns and maintenance costs. With a network of qualified service technicians, 24/7 claims assistance, and a commitment to customer satisfaction, TotalProtect aims to reduce the financial stress and inconvenience associated with home ownership by ensuring essential home components are always in working order.

Pros

  • pros Comprehensive coverage
  • pros Affordable plans
  • pros 24/7 service
  • pros Nationwide network
  • pros Covers older appliances.

Cons

  • consService fees
  • cons Limited contractor choice
  • cons Exclusions apply
  • cons Claims process can be slow
  • cons Cancellation fees.

10.

Landmark Home Warranty

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Landmark Home Warranty provides comprehensive home warranty plans that cover the repair or replacement of major home systems and appliances. Established in 2004, Landmark aims to offer homeowners peace of mind with reliable, cost-effective service. Their plans are designed to protect against unexpected breakdowns, offering quick and professional service through a network of qualified technicians. With a focus on customer satisfaction, Landmark Home Warranty serves homeowners across several states in the Western U.S.

Pros

  • pros Affordable plans
  • pros Wide coverage options
  • pros 24/7 customer service
  • pros Quick claim process
  • pros Network of trusted technicians

Cons

  • consLimited availability
  • cons Exclusions on some items
  • cons Service fees
  • cons Possible delays in service
  • cons Mixed customer reviews

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